Details

Bank of Scotland
Basic Account
Basic Account
Representative Example: N/A
General Account Details
Funding Required: None
Minimum/Maximum Age: Min 18 Years
Eligibility: None
Account Fee: None
Introductory Account Fee: None
Account Management
Telephone:
Post:
Internet:
Branch:
Post Office:
Mobile App:
Facilities
Direct Debits:
Standing Orders:
Cheque Book:
ATM Card:
Debit Card:
Visa
Withdrawal Limit:
£500
Switch Guarantee:
Benefits
- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Cashback on debit card purchases: Everyday Offers - Earn up to 15% cashback from selected retailers when shopping with a Bank of Scotland credit or debit card. Customers must be registered for Online Banking and hold a Bank of Scotland current account to be eligible.
Cashback on operating account: Everyday Offers - Earn a one-off cashback amount when take out a Direct Debit subscription with participating retailers. Customers must be registered for Online Banking and hold a Bank of Scotland current account to be eligible.
Exclusive offers with this account: Free entry into “It’s on Us”, for the chance to have any transaction up to £500 refunded, drawn per month.
Credit Interest Rates
Balance Gross % AER %
£0.01 + 0.00% 0.00%
Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

  • Currency Conversion Charge 2.99% Charges levied at time of transaction / 2.99% Charges levied at time of transaction
  • Transaction Charge £0.50 / £0.50

Cash withdrawal in a foreign currency in Europe / Worldwide

  • Currency Conversion Charge 2.99% Charges levied at time of transaction / 2.99% Charges levied at time of transaction
  • Transaction Charge £1.50 Charges levied at time of transaction / £1.50 Charges levied at time of transaction
Service Performance
The table below shows this provider's current account service performance.
The information shown covers all of their main current accounts, not just this specific account.
Service Completed same day % Completed on average (days) Complete for 99% of customers
Open a current account* 98% 0 day 1 day
Get a debit card 0% 5 days 8 days
Get internet banking 65% 2 days 7 days
Get an overdraft 99% 0 day 1 day
Replace a lost debit card 0% 3 days 9 days

* Once all requested documents and information have been received.