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Euro bank accounts explained

Euro bank accounts are designed for EU citizens living and working in the UK – especially where they are still being paid in euros – but they can also be used by those with properties in Europe or anyone working abroad and being paid in euros.

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Select from the filters to refine your results and find what you are looking for Show
Select from the filters to refine your results and find what you are looking for:

  • Nedbank Private Wealth Logo
    Nedbank Private Wealth Focus Depositor Protection logo
    Depositor Protection logo
    AER
    0.00%
    Account Type
    Offshore Current
    Notice / Term
    Instant
    Interest Paid
    Monthly
    Opening Account
    Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
    Managing Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Available By Mobile
    Rates
    Access
    Information
    Opening Restrictions
    Additional Information

    Rates

    Rate 0.00% paid at €7.5K
    AER 0.00% paid at €7.5K
    Interest Paid Monthly
    Interest payment Interest must be paid away
    Min Opening Amount €7,500
    Max Investment €0
    Introductory bonus N/A

    Access

    Withdrawals Allowed
    Early Access Allowed
    Access Note
    N/A
    Further Additions Allowed

    Information

    Min Age 18
    Max Age 0
    Taxation
    N/A

    Opening Restrictions

    Channel Island residents, Expatriate, Gibraltar residents, Isle of Man residents and/or UK residents

    Additional Information

    N/A
  • Barclays Bank Logo
    Barclays Bank International Bank Account Depositor Protection logo
    Depositor Protection logo
    AER
    0.00%
    Account Type
    Offshore Current
    Notice / Term
    Instant
    Interest Paid
    Quarterly
    Opening Account
    Available Online Not Available At Branch Not Available By Mail Available By Telephone Not Available By Mobile
    Managing Account
    Available Online Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Rates
    Access
    Information
    Opening Restrictions
    Additional Information

    Rates

    Rate 0.00% paid at €1
    AER 0.00% paid at €1
    Interest Paid Quarterly
    Interest payment Interest can be paid away or compounded
    Min Opening Amount €0
    Max Investment €0
    Introductory bonus N/A

    Access

    Withdrawals Allowed
    Early Access Allowed
    Access Note
    N/A
    Further Additions Allowed

    Information

    Min Age 18
    Max Age 0
    Taxation
    N/A

    Opening Restrictions

    Channel Island residents, Expatriate, Gibraltar residents, Have to qualify for International Bank or Private Bank, Isle of Man residents and/or UK residents

    Additional Information

    N/A
  • HSBC Expat Logo
    HSBC Expat Premier Bank Account Depositor Protection logo
    Depositor Protection logo
    AER
    0.00%
    Account Type
    Offshore Current
    Notice / Term
    None
    Interest Paid
    Monthly
    Opening Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Managing Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Available By Mobile
    Rates
    Access
    Information
    Opening Restrictions
    Additional Information

    Rates

    Rate 0.00% paid at €10K
    AER 0.00% paid at €10K
    Interest Paid Monthly
    Interest payment Interest must be compounded
    Min Opening Amount €10,000
    Max Investment €0
    Introductory bonus N/A

    Access

    Withdrawals Allowed
    Early Access Allowed
    Access Note
    N/A
    Further Additions Allowed

    Information

    Min Age 18
    Max Age 0
    Taxation
    N/A

    Opening Restrictions

    Linked Product (Funded): Premier Banking Customers only (criteria of £50K or equivalent to invest)

    Additional Information

    N/A
  • Lloyds Bank International Logo
    Lloyds Bank International Premier International Current Account Depositor Protection logo
    Depositor Protection logo
    AER
    0.00%
    Account Type
    Offshore Current
    Notice / Term
    Instant
    Interest Paid
    Monthly
    Opening Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Managing Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Rates
    Access
    Information
    Opening Restrictions
    Additional Information

    Rates

    Rate 0.00% paid at €1
    AER 0.00% paid at €1
    Interest Paid Monthly
    Interest payment Interest must be compounded
    Min Opening Amount €0
    Max Investment €0
    Introductory bonus N/A

    Access

    Withdrawals Allowed
    Early Access Allowed
    Access Note
    N/A
    Further Additions Allowed

    Information

    Min Age 18
    Max Age 0
    Taxation
    N/A

    Opening Restrictions

    Locational. Customers must meet residency criteria which will be discussed at point of application. and/or Must invest £100K (or currency equivalent) or have a salary of £100K

    Additional Information

    N/A
  • Standard Bank Logo
    Standard Bank Optimum Account Depositor Protection logo
    Depositor Protection logo
    AER
    0.00%
    Account Type
    Offshore Current
    Notice / Term
    Instant
    Interest Paid
    Quarterly
    Opening Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Managing Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Available By Mobile
    Rates
    Access
    Information
    Opening Restrictions
    Additional Information

    Rates

    Rate 0.00% paid at €6K
    AER 0.00% paid at €6K
    Interest Paid Quarterly
    Interest payment Interest can be paid away or compounded
    Min Opening Amount €6,000
    Max Investment €0
    Introductory bonus N/A

    Access

    Withdrawals Allowed
    Early Access Allowed
    Access Note
    N/A
    Further Additions Allowed

    Information

    Min Age 18
    Max Age 0
    Taxation
    N/A

    Opening Restrictions

    Channel Island residents, Expatriate, Gibraltar residents and/or Isle of Man residents

    Additional Information

    N/A
  • Lloyds Bank International Logo
    Lloyds Bank International International Current Account Depositor Protection logo
    Depositor Protection logo
    AER
    0.00%
    Account Type
    Offshore Current
    Notice / Term
    Instant
    Interest Paid
    Monthly
    Opening Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Managing Account
    Available Online Not Available At Branch Available By Mail Available By Telephone Not Available By Mobile
    Rates
    Access
    Information
    Opening Restrictions
    Additional Information

    Rates

    Rate 0.00% paid at €1
    AER 0.00% paid at €1
    Interest Paid Monthly
    Interest payment Interest must be compounded
    Min Opening Amount €0
    Max Investment €0
    Introductory bonus N/A

    Access

    Withdrawals Allowed
    Early Access Allowed
    Access Note
    N/A
    Further Additions Allowed

    Information

    Min Age 18
    Max Age 0
    Taxation
    N/A

    Opening Restrictions

    Locational. Customers must meet residency criteria which will be discussed at point of application. and/or Must invest £25K (or currency equivalent) or have a salary of at least £50K

    Additional Information

    N/A
  • Note

    Eligible deposits with offshore banks are protected by a relevant compensation scheme. More information is available at: https://alpha.moneyfacts.co.uk/savings-and-isas/guides/depositor-protection-schemes-what-would-happen-if-a-bank-goes-bust/

    Disclaimer

    All rates subject to change without notice. Please check all rates and terms before investing or borrowing.

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    How to choose the best euro bank account for you

    Leanne Macardle

    Leanne Macardle

    Editor

    Firstly, take your time. Choosing a new euro bank account should be treated as seriously as if you were looking for a normal current account, and you should bear in mind that each product offers different rates, possible fees and additional benefits. You’ll have a much better chance of finding the best euro bank account for your needs by comparing the offers using our handy table.

    How our best euro bank accounts comparison works

    Sitting at the top of the chart are all the euro bank account products that allow you to apply directly via the provider. To do so, simply click on the ‘Go To Provider’s Site’ button. Beneath these are any deals offered by other providers, listed by rate. If you are interested in one of these accounts you can speak to our broker partners who will be pleased to help you.

    How to choose the best euro bank account for you

    Firstly, take your time. Choosing a new euro bank account should be treated as seriously as if you were looking for a normal current account, and you should bear in mind that each product offers different rates, possible fees and additional benefits. You’ll have a much better chance of finding the best euro bank account for your needs by comparing the offers using our handy table.

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