Cookies are small text files that are placed on your computer (or other device you use to access the internet) by the websites that you visit, or companies that advertise on them. We use the term ‘cookie’ to refer to cookies and other types of file (including pixel tags), all of which are slightly different, but perform a similar function.
There are many different types of cookies, which differ in terms of how intrusive they are to your browsing experience. You can learn about cookies and how to control them at www.aboutcookies.org. The main types are:
The Cookies We Set
If you take part in a Moneyfacts survey cookies may be used to remember who has already taken part in a survey or to provide you with accurate results after you change pages.
When you submit data through a form such as those found on contact pages or comment forms, cookies may be set to remember your user details for future correspondence.
To provide you with the best experience we can, we provide the functionality to set your preferences for how this site runs when you use it. To remember your preferences, we need to set cookies so that this information can be called whenever you interact with a page which is affected by your preferences.
When you visit our website, we track the following. This helps us identify how well our website is working:
We will use this information to maintain, enhance, or add to the functionality of our website. Any personal identifiable information recorded will never be shared with third parties.
We use Google Analytics, which is one of the most widespread and trusted analytics solutions on the web, to help us understand how the site is used and ways that we can improve the user experience. These cookies may track things such as how long users spend on the site and the pages visited so we can continue to produce engaging content. For more information on Google Analytics cookies, see the official Google Analytics page.
Third party analytics are used to track and measure usage of this site so that we can continue to produce engaging content. These cookies may track things such as how long users spend on the site or pages visited which helps us to understand how we can improve the site for you.
From time to time we test new features and make subtle changes to the way that the site is delivered. When we are testing new features, these cookies may be used to ensure that you receive a consistent experience whilst ensuring we understand which optimisations our users appreciate the most.
Third party cookies allow us to understand about how many visitors to the site make apply or take out an account vie the site, for example following an apply click. This allows us to accurately make business predictions so we can manage the site’s activities.
In some cases, we may provide you with custom content based on what you tell us about yourself either directly or indirectly by linking a social media account. These types of cookies simply allow us to provide you with content that we feel may be of interest to you.
Several partners advertise on our behalf and affiliate tracking cookies simply allow us to see if our customers have come to the site through one of our partner sites so that we can credit them appropriately and where applicable allow our affiliate partners to pay us any remuneration following you making a purchase.
We also use social media buttons and/or plugins on the site that allow you to connect with your social network in various ways. For these to work the following social media sites including; Facebook, Twitter, LinkedIn, Reddit and Google+, will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.
Last updated: 26 February 2020