Best Card Rates

Repay your debt sooner with a 0% balance transfer card. Compare the longest 0% deals and start clearing your balance.

0% Balance Transfers Credit Cards

MBNA Platinum 33 Month Balance Transfer Credit Card Visa
Rate Period

0.0% for 33 months from date of card issue.

Balance Transfer Fee

1.99%

Additional information
  • 0% on balance transfers for 33 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
M&S Bank Transfer Plus Mastercard
Rate Period

0.0% for 32 months from date of transfer.

Balance Transfer Fee

0.99%
Min: £5.00

Additional information
  • Earn 1 point for every £1 spent at M&S
  • Rates dependent on credit rating
  • Emergency cash service available
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Barclaycard Platinum 32 Month Balance Transfer Visa
Rate Period

0.0% for 32 months from date of card issue.

Balance Transfer Fee

1.39%

Additional information
  • 0% for 32 months on balance transfers
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
HSBC 32 Month Balance Transfer Credit Card Visa
Rate Period

0.0% for 32 months from date of transfer.

Balance Transfer Fee

1.40%
Min: £5.00

Additional information
  • 0% balance transfers for 32 months
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Post Office Money Online Balance Transfer Credit Card Mastercard
Rate Period

0.0% for 32 months from date of transfer.

Balance Transfer Fee

2.00%

Additional information
  • 0% on balance transfers for 32 months
  • Rates dependent on credit rating
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Virgin Money 31 Month Balance Transfer Credit Card Mastercard
Rate Period

0.0% for 31 months from date of card issue.

Balance Transfer Fee

0.85%

Additional information
  • 0% balance transfers for 31 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable.
MBNA Platinum 31 Month Balance Transfer Credit Card Visa
Rate Period

0.0% for 31 months from date of card issue.

Balance Transfer Fee

1.10%

Additional information
  • 0% on balance transfers for 31 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Barclaycard Platinum 30 Month Balance Transfer Visa
Rate Period

0.0% for 30 months from date of card issue.

Balance Transfer Fee

0.75%

Additional information
  • 0% for 30 months on balance transfers
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Sainsbury's Bank 30 Month Balance Transfer Credit Card Mastercard
Rate Period

0.0% for 30 months from date of card issue.

Balance Transfer Fee

1.50%
Min: £3.00

Additional information
  • 0% on balance transfers for 30 months
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.95% variable per annum for purchases. Representative 19.9% APR variable.
Tesco Bank Clubcard Credit Card for 30 Months Balance Transfer Mastercard
Rate Period

0.0% for 30 months from date of card issue.

Balance Transfer Fee

2.69%

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • High cash rate
  • No fees on Tesco travel money
Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable.
Sainsbury's Bank Dual Offer Credit Card Mastercard
Rate Period

0.0% for 29 months from date of card issue.

Balance Transfer Fee

3.00%
Min: £3.00

Additional information
  • 0% for 29 months for both balance transfers & purchases
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.95% variable per annum for purchases. Representative 19.9% APR variable.
Lloyds Bank Online Platinum 28 Month Balance Transfer Mastercard
Rate Period

0.0% for 28 months from date of card issue.

Balance Transfer Fee

1.50%

Additional information
  • 0% on balance transfers for 28 months
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.94% variable per annum for purchases. Representative 19.9% APR variable.

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Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

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