Best Card Rates

Repay your debt sooner with a 0% balance transfer card. Compare the longest 0% deals and start clearing your balance.

0% Balance Transfers Credit Cards

Barclaycard Platinum 40 Month Balance Transfer Visa
Rate Period

0.0% for 40 months from date of card issue.

Balance Transfer Fee

1.68%

Additional information
  • 0% for 40 months on balance transfers
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Tesco Bank Clubcard Credit Card for Balance Transfers MasterCard
Rate Period

0.0% for 40 months from date of card issue.

Balance Transfer Fee

2.69%

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • High cash rate
  • No fees on Tesco travel money
Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable.
MBNA Platinum 39 Mth Balance Transfer Credit Card Visa
Rate Period

0.0% for 39 months from date of card issue.

Balance Transfer Fee

1.48%

Additional information
  • 0% on balance transfers for 39 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Sainsbury's Bank 39 Month BT for Nectar Customers Credit Card MasterCard
Rate Period

0.0% for 39 months from date of card issue.

Balance Transfer Fee

2.39%
Min: £3.00

Additional information
  • 0% on balance transfers for 39 months
  • No Contactless payments
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Virgin Money 39 Month Balance Transfer Credit Card MasterCard
Rate Period

0.0% for 39 months from date of card issue.

Balance Transfer Fee

2.40%

Additional information
  • 0% on balance transfers for 39 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable.
nuba Transfer Credit Card MasterCard
Rate Period

0.0% for 39 months from date of card issue.

Balance Transfer Fee

3.49%

Additional information
  • 0% on balance transfers for 39 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Virgin Money 38 Month Balance Transfer Credit Card MasterCard
Rate Period

0.0% for 38 months from date of card issue.

Balance Transfer Fee

1.50%

Additional information
  • 0% on balance transfers for 38 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable.
Halifax Online 38 Month Balance Transfer Credit Card MasterCard
Rate Period

0.0% for 38 months from date of card issue.

Balance Transfer Fee

2.25%
Min: £3.00

Additional information
  • 0% for 38 months on balance transfers
  • Rates dependent on credit rating
  • You may be offered alternative terms
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
AA Balance Transfer Credit Card MasterCard
Rate Period

0.0% for 37 months from date of card issue.

Balance Transfer Fee

1.99%

Additional information
  • 0% on balance transfers for 37 months
  • Rates dependent on credit rating
  • AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Ltd is a credit broker and not a lender
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Post Office Money Balance Transfer Credit Card MasterCard
Rate Period

0.0% for 37 months from date of transfer.

Balance Transfer Fee

1.99%

Additional information
  • 0% on balance transfers for 37 months
  • Rates dependent on credit rating
  • Contacless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Lloyds Bank Online Platinum 37 Month Balance Transfer MasterCard
Rate Period

0.0% for 37 months from date of card issue.

Balance Transfer Fee

2.00%

Additional information
  • 0% for 37 months on balance transfers
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable.
Bank of Scotland Online Platinum 37 Month Balance Transfer MasterCard
Rate Period

0.0% for 37 months from date of card issue.

Balance Transfer Fee

2.00%

Additional information
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.

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Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence