Best Card Rates

Spread the cost of a purchase interest free! Compare 0% interest credit cards and repay your debt for free before the 0% period ends.

0% Purchase Credit Cards

Sainsbury's Bank Purchase Credit Card MasterCard
Intro Purchase Rate

0.0% for 31 months.

APR

18.9%

Interest Free Days

56

Additional information
  • Earn Nectar points for spending on your card
  • No Contactless payments
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Halifax Online 30 Month Purchase Credit Card MasterCard
Intro Purchase Rate

0.0% for 30 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 0% for 30 months on purchases
  • Rates dependent on credit rating
  • You may be offered alternative terms
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Sainsbury's Bank Dual Offer Credit Card MasterCard
Intro Purchase Rate

0.0% for 30 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 0% for 30 months for both balance transfers & purchases
  • No Contactless payments
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Post Office Money Matched MasterCard
Intro Purchase Rate

0.0% for 30 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 0% on purchases and balance transfers for 30 months
  • Rates dependent on credit rating
  • Manage your account online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Tesco Bank Clubcard Credit Card for Purchases MasterCard
Intro Purchase Rate

0.0% for 30 months.

APR

18.9%

Interest Free Days

51

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • No fees on Tesco travel money
Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable.
Santander Everyday Credit Card MasterCard
Intro Purchase Rate

0.0% for 30 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 24 hour customer service
  • No balance transfers from Santander Group cards
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Lloyds Bank Platinum 29 Month Purchase and Balance Transfer MasterCard
Intro Purchase Rate

0.0% for 29 months.

APR

18.9%

Interest Free Days

56

Additional information
  • Balance transfer fee of 2.5%
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable.
Bank of Scotland Platinum 29 Month Purchase and Balance Transfer MasterCard
Intro Purchase Rate

0.0% for 29 months.

APR

18.9%

Interest Free Days

56

Additional information
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Halifax Online Balance Transfer and Purchase Credit Card MasterCard
Intro Purchase Rate

0.0% for 29 months.

APR

18.9%

Interest Free Days

56

Additional information
  • Balance transfer fee of 2.5%
  • Rates dependent on credit rating
  • To keep promo rate you must pay at least the min payment.
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Post Office Money Platinum MasterCard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 0% on balance transfers for 18 months
  • Rates dependent on credit rating
  • Manage your account online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
MBNA All Round 28/28 Credit Card Visa
Intro Purchase Rate

0.0% for 28 months.

APR

19.9%

Interest Free Days

49

Additional information
  • 0% on purchases and balance transfers for 28 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence