Best Card Rates

Spread the cost of a purchase interest free! Compare 0% interest credit cards and repay your debt for free before the 0% period ends.

0% Purchase Credit Cards

MBNA Limited 0% Transfer and Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

19.9%

Interest Free Days

56

Additional information
  • 0% on purchases and balance transfers for 28 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.93% variable per annum for purchases. Representative 19.9% APR variable.
Virgin Money 28 Month Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

19.9%

Interest Free Days

50

Additional information
  • 0% on purchases for 28 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Sainsbury's Bank Dual Offer Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

20.9%

Interest Free Days

56

Additional information
  • 0% for 28 months for both balance transfers & purchases
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 20.95% variable per annum for purchases. Representative 20.9% APR variable.
Barclaycard Platinum 27 Month Purchase and Balance Transfer Visa
Intro Purchase Rate

0.0% for 27 months.

APR

19.9%

Interest Free Days

56

Additional information
  • 0% for 27 months on balance transfers
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Sainsbury's Bank Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 27 months.

APR

20.9%

Interest Free Days

56

Additional information
  • Earn Nectar points for spending on your card
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 20.95% variable per annum for purchases. Representative 20.9% APR variable.
Clydesdale Bank Gold Mastercard
Intro Purchase Rate

0.0% for 26 months.

APR

18.9%

Interest Free Days

59

Additional information
  • 0% on purchases for 26 months
  • Higher rates for cash withdrawals
  • Secure online shopping with Mastercard SecureCode
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Virgin Money 26 Month All Round Credit Card Mastercard
Intro Purchase Rate

0.0% for 26 months.

APR

18.9%

Interest Free Days

50

Additional information
  • 0% on balance transfers for 26 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Tesco Bank Clubcard Credit Card 26 Month for Purchases Mastercard
Intro Purchase Rate

0.0% for 26 months.

APR

19.9%

Interest Free Days

56

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • No fees on Tesco travel money
Representative Example: Based on a credit limit of £1200.00 charged at 19.944% variable per annum for purchases. Representative 19.9% APR variable.
Bank of Ireland UK Matched Mastercard
Intro Purchase Rate

0.0% for 24 months.

APR

19.9%

Interest Free Days

56

Additional information
  • 0% on balance transfers for 24 months
  • High cash advance rate
  • Max balance transfer - credit limit less £200
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Creation All Rounded Credit Card Mastercard
Intro Purchase Rate

0.0% for 20 months.

APR

18.9%

Interest Free Days

50

Additional information
  • 0% on balance transfers and purchases for 20 months
  • High cash withdrawal rate
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Lloyds Bank Online Platinum 20 Month Purchase and Balance Transfer Mastercard
Intro Purchase Rate

0.0% for 20 months.

APR

19.9%

Interest Free Days

56

Additional information
  • 0% for 20 months on balance transfers and purchases
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.94% variable per annum for purchases. Representative 19.9% APR variable.
Bank of Scotland Platinum 20 Month Purchase and Balance Transfer Mastercard
Intro Purchase Rate

0.0% for 20 months.

APR

19.9%

Interest Free Days

56

Additional information
  • Emergency card replacement
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.95% variable per annum for purchases. Representative 19.9% APR variable.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

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