Best Card Rates

Spread the cost of a purchase interest free! Compare 0% interest credit cards and repay your debt for free before the 0% period ends.

0% Purchase Credit Cards

MBNA All Round 30/30 Credit Card Visa
Intro Purchase Rate

0.0% for 30 months.

APR

19.9%

Interest Free Days

56

Additional information
  • 0% on purchases and balance transfers for 30 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Sainsbury's Bank Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Interest Free Days

56

Additional information
  • Earn Nectar points for spending on your card
  • No Contactless payments
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Post Office Money Online Platinum Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 0% on balance transfers for 18 months
  • Rates dependent on credit rating
  • Manage your account online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Tesco Bank Clubcard Credit Card 28 Month for Purchases Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Interest Free Days

51

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • No fees on Tesco travel money
Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable.
Virgin Money 28 Month All Round Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Interest Free Days

50

Additional information
  • 0% introductory balance transfer and purchase term of 28 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Virgin Money 28 Month Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

19.9%

Interest Free Days

50

Additional information
  • 0% on purchases for 28 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Sainsbury's Bank Dual Offer Credit Card Mastercard
Intro Purchase Rate

0.0% for 27 months.

APR

18.9%

Interest Free Days

56

Additional information
  • 0% for 27 months for both balance transfers & purchases
  • No Contactless payments
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Barclaycard Platinum Purchase and Balance Transfer Visa
Intro Purchase Rate

0.0% for 27 months.

APR

19.9%

Interest Free Days

56

Additional information
  • Combination 0% on purchases and balance transfer
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Halifax Online 27 Month Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 27 months.

APR

19.9%

Interest Free Days

56

Additional information
  • 0% for 27 months on purchases
  • Rates dependent on credit rating
  • You may be offered alternative terms
Representative Example: Based on a credit limit of £1200.00 charged at 19.95% variable per annum for purchases. Representative 19.9% APR variable.
Clydesdale Bank Gold Mastercard
Intro Purchase Rate

0.0% for 26 months.

APR

18.9%

Interest Free Days

59

Additional information
  • 0% on purchases for 26 months
  • Higher rates for cash withdrawals
  • Secure online shopping with Mastercard SecureCode
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
HSBC Dual Credit Card Visa
Intro Purchase Rate

0.0% for 26 months.

APR

22.9%

Interest Free Days

56

Additional information
  • 0% balance transfers and purchases for 26 months
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Representative 22.9% APR variable.
M&S Bank Shopping Plus Mastercard
Intro Purchase Rate

0.0% for 25 months.

APR

18.9%

Interest Free Days

55

Additional information
  • Earn 1 point for every £1 spent at M&S
  • Rates dependent on credit rating
  • Emergency cash service available
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence