Best Card Rates

Need to rebuild your credit score? Compare cards for poor credit and find a flexible friend that will help repair your credit rating.

Credit Repair Credit Cards

Metro Bank Personal Credit Card MasterCard
APR

13.0%

Cash Withdrawal Rate

13.00%

Additional information
  • No commission on purchases made in Europe
  • Can't pay bill by direct debit
  • Have/open Metro Bank current account to be eligible
Representative Example: Based on a credit limit of £1200.00 charged at 13.0% variable per annum for purchases. Representative 13.0% APR variable.
Barclaycard Platinum 18 Month Balance Transfer Visa
APR

24.9%

Cash Withdrawal Rate

27.90%

Additional information
  • 0% on balance transfers for 18 months
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.
Tesco Bank Foundation Clubcard Credit Card MasterCard
APR

27.5%

Cash Withdrawal Rate

39.94%

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • Available to help rebuild your credit
Representative Example: Based on a credit limit of £1200.00 charged at 27.542% variable per annum for purchases. Representative 27.5% APR variable.
Vanquis Chrome 29.5pc Credit Card Visa
APR

29.5%

Cash Withdrawal Rate

39.50%

Additional information
  • Can help improve your credit rating
  • High rate for cash withdrawals
  • £1,000 max limit on opening (may be increased later)
Representative Example: Based on a credit limit of £250.00 charged at 29.5% variable per annum for purchases. Representative 29.5% APR variable.
Capital One Classic Platinum MasterCard
APR

29.8%

Cash Withdrawal Rate

29.84%

Additional information
  • 24 hour customer service
  • Maximum credit limit of £1,500
  • For people who've had credit problems in the past
Representative Example: Based on a credit limit of £1200.00 charged at 29.84% variable per annum for purchases. Representative 29.8% APR variable.
Vanquis Bank Aquis Visa
APR

29.8%

Cash Withdrawal Rate

39.94%

Additional information
  • Can help improve your credit rating
  • High rate for cash withdrawals
  • £1,000 max limit on opening (may be increased later)
Representative Example: Based on a credit limit of £1000.00 charged at 29.84% variable per annum for purchases. Representative 29.8% APR variable.
Barclaycard Initial with Purchases Visa
APR

34.9%

Cash Withdrawal Rate

34.90%

Additional information
  • 0% on purchases for 3 months
  • Can't change payment due date
  • Start with a low credit limit that may later increase
Representative Example: Based on a credit limit of £1200.00 charged at 34.9% variable per annum for purchases. Representative 34.9% APR variable.
marbles Classic MasterCard
APR

34.9%

Cash Withdrawal Rate

39.94%

Additional information
  • Free text message alerts
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Representative Example: Based on a credit limit of £1200.00 charged at 34.95% variable per annum for purchases. Representative 34.9% APR variable.
aqua Advance MasterCard
APR

34.9%

Cash Withdrawal Rate

44.95%

Additional information
  • Possible rate reduction of 5% a year for 3 years
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Representative Example: Based on a credit limit of £1200.00 charged at 34.95% variable per annum for purchases. Representative 34.9% APR variable.
granite Credit Card Visa
APR

34.9%

Cash Withdrawal Rate

44.94%

Additional information
  • Can help improve your credit rating
  • High rate for cash withdrawals
  • £1,000 max limit on opening (may be increased later)
Representative Example: Based on a credit limit of £500.00 charged at 34.95% variable per annum for purchases. Representative 34.9% APR variable.
Ocean Credit Card MasterCard
APR

34.9%

Cash Withdrawal Rate

34.94%

Additional information
  • Up to two optional credit limit increases per year, subject to eligibility
  • High APR rate
  • Credit repair card
Representative Example: Based on a credit limit of £1200.00 charged at 34.94% variable per annum for purchases. Representative 34.9% APR variable.
Capital One Classic MasterCard
APR

34.9%

Cash Withdrawal Rate

34.94%

Additional information
  • 24 hour customer service
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Representative Example: Based on a credit limit of £1200.00 charged at 34.94% variable per annum for purchases. Representative 34.9% APR variable.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence