Best Card Rates

Get cashback for spending on your credit card. Compare the best cards but remember that some offers are for a limited period.

Cashback Credit Cards

American Express Platinum Cashback Card
Intro Purchase Rate

N/A

APR

28.2%

Additional information
  • 5% cashback for the first 3 months, capped at £125
  • Annual fee of £25
  • 1% cashback on spend between £1-£10K per year. 1.25% over £10,001 per year
Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Fee of £25 per annum applies. Representative 28.2% APR variable.
American Express Platinum Cashback Everyday Card
Intro Purchase Rate

N/A

APR

22.9%

Additional information
  • 5% cashback for the first 3 months, capped at £100
  • Balance transfer fee
  • 0.50% cashback on spend between £1-£5K per year. 1% over £5,001 per year
Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Representative 22.9% APR variable.
Nationwide BS Select Credit Card Visa
Intro Purchase Rate

0.0% for 12 months.

APR

15.9%

Additional information
  • Commission-free purchases abroad
  • Rates dependent on credit rating
  • 0.50% cashback on spend over £1 per year
Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Representative 15.9% APR variable.
First Trust Bank (NI) Visa/MasterCard Option 1
Intro Purchase Rate

N/A

APR

18.9%

Additional information
  • Low cash withdrawal charges
  • No contactless payment available
  • 0.50% cashback on spend over £5K per year
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
aqua Reward MasterCard
Intro Purchase Rate

N/A

APR

34.9%

Additional information
  • No fees for using card abroad
  • High rate for cash withdrawals
  • 0.50% cashback on spend between £1-£20K per year
Representative Example: Based on a credit limit of £1200.00 charged at 34.95% variable per annum for purchases. Representative 34.9% APR variable.
Smile Classic Credit Card Visa
Intro Purchase Rate

N/A

APR

16.9%

Additional information
  • Travel Accident Insurance up to £25K available
  • No transfers from other Co-operative Bank cards
  • 0.25% cashback on spend over £1 per month
Representative Example: Based on a credit limit of £1200.00 charged at 16.9% variable per annum for purchases. Representative 16.9% APR variable.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence