Best Card Rates

Get rewarded for using your credit card! Your loyalty can earn you rewards such as supermarket points, retail vouchers - even Air Miles!

Reward Cards

ASDA Money Cashback Credit Card Mastercard
Intro Purchase Rate

N/A

APR

19.9%

Additional information
  • 1% cashback on all ASDA spend, received as vouchers
  • Can't change payment due date
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Barclaycard Freedom Rewards Visa
Intro Purchase Rate

0.0% for 12 months.

APR

21.9%

Additional information
  • Freedom rewards scheme
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 21.9% variable per annum for purchases. Representative 21.9% APR variable.
British Airways American Express Card
Intro Purchase Rate

N/A

APR

22.9%

Additional information
  • Spend £1,000 in first 3 months for 5,000 bonus Avios
  • No balance transfers
  • Emergency cash service available
Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Representative 22.9% APR variable.
John Lewis and Waitrose Partnership Mastercard
Intro Purchase Rate

0.0% for 9 months.

APR

18.9%

Additional information
  • Earn 1 point per £1 spent in John Lewis partnership
  • No balance transfers from HSBC Group cards
  • Reward vouchers issued February, June and October
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Lloyds Bank Avios Rewards Amex/Mastercard
Intro Purchase Rate

0.0% for 29 months.

APR

23.7%

Additional information
  • No foreign usage charge
  • Rates dependent on credit rating
  • Receive both a Mastercard and an American Express
Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Fee of £24 per annum applies. Representative 23.7% APR variable.
M&S Bank Reward Plus Mastercard
Intro Purchase Rate

0.0% for 6 months.

APR

18.9%

Additional information
  • Double points for first 12 months
  • Rates dependent on credit rating
  • Emergency cash service available
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Maximiles Mastercard
Intro Purchase Rate

0.0% for 3 months.

APR

17.9%

Additional information
  • Earn Maximiles points
  • No balance transfers from Creation Financial Services cards
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable.
NatWest Reward Credit Card Mastercard
Intro Purchase Rate

N/A

APR

23.7%

Additional information
  • 1% Rewards on supermarket spend (0.5% at their petrol stations) & 1% on selected retailers.
  • Annual fee £24, waived if Reward or Reward Black Current Account holder
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Fee of £24 per annum applies. Representative 23.7% APR variable.
Royal Bank of Scotland Reward Credit Card Mastercard
Intro Purchase Rate

N/A

APR

23.7%

Additional information
  • 1% Rewards on supermarket spend (0.5% at their petrol stations) & 1% on selected retailers.
  • Annual fee £24, waived if Reward or Reward Black Current Account holder
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Fee of £24 per annum applies. Representative 23.7% APR variable.
Sainsbury's Bank Purchase Credit Card Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Additional information
  • Earn Nectar points for spending on your card
  • No Contactless payments
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Tesco Bank Clubcard Credit Card 28 Month for Purchases Mastercard
Intro Purchase Rate

0.0% for 28 months.

APR

18.9%

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • No fees on Tesco travel money
Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable.
Tesco Bank Premium Credit Card Mastercard
Intro Purchase Rate

N/A

APR

56.5%

Additional information
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • Annual worldwide travel insurance available
Representative Example: Based on a credit limit of £1200.00 charged at 19.944% variable per annum for purchases. Fee of £150 per annum applies. Representative 56.5% APR variable.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence