Best Card Rates

Don't get caught out by expensive cards abroad. Compare the best travel credit cards that charge low fees for foreign use.

Use Abroad Credit Cards

Creation Everyday Credit Card Mastercard
Cash Fee / Min Charge

0.00% / Min: £0.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • Low APR of 12.9%
  • Can't change payment due date
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Representative 12.9% APR variable.
Santander Zero Credit Card Mastercard
Cash Fee / Min Charge

0.00% / Min: £0.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • 0% for 1 month for both balance transfers and purchases
  • No balance transfers from Santander Group cards
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Tandem Cashback Credit Card Mastercard
Cash Fee / Min Charge

2.50% / Min: £2.50

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No non-sterling commission or transaction fees on foreign spend and ATM withdrawals
  • No balance transfers
  • 0.50% cashback on spends over £1.
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
Halifax Clarity Credit Card Mastercard
Cash Fee / Min Charge

0.00% / Min: £0.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No balance transfer fee
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable.
Barclaycard Platinum Travel Visa
Cash Fee / Min Charge

2.99% / Min: £2.99

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No non-sterling transaction fees on foreign spend and ATM withdrawals until 31.8.22
  • Can't change payment due date
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 21.9% variable per annum for purchases. Representative 21.9% APR variable.
Tandem Journey Credit Card Mastercard
Cash Fee / Min Charge

2.50% / Min: £2.50

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No non-sterling commission or transaction fees on foreign spend and ATM withdrawals
  • No balance transfers
  • You may be offered alternative terms
Representative Example: Based on a credit limit of £1200.00 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.
Post Office Money Online Platinum Mastercard
Cash Fee / Min Charge

2.50% / Min: £3.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • 0% on balance transfers for 18 months
  • Rates dependent on credit rating
  • Manage your account online
Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable.
NatWest Credit Card Mastercard
Cash Fee / Min Charge

3.00% / Min: £0.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No foreign transaction fees
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 9.9% variable per annum for purchases. Representative 9.9% APR variable.
Royal Bank of Scotland Royal Bank Credit Card Mastercard
Cash Fee / Min Charge

3.00% / Min: £0.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No foreign transaction fees
  • Rates dependent on credit rating
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 9.9% variable per annum for purchases. Representative 9.9% APR variable.
Clydesdale Bank B Credit Card Mastercard
Cash Fee / Min Charge

3.00% / Min: £3.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • Low APR of 9.9%
  • Higher rates for cash withdrawals
  • Secure online shopping with Mastercard SecureCode
Representative Example: Based on a credit limit of £1200.00 charged at 9.9% variable per annum for purchases. Representative 9.9% APR variable.
Virgin Money 12 Month Travel Credit Card Mastercard
Cash Fee / Min Charge

3.00% / Min: £0.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • No balance transfer fee for first 60 days
  • High rate for cash withdrawals
  • Contactless payments up to £30
Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable.
Santander All in One Credit Card Mastercard
Cash Fee / Min Charge

3.00% / Min: £3.00

Foreign Usage Charges (EU)

0.00%

Foreign Usage Charges (World)

0.00%

Additional information
  • 0.5% cashback on purchases
  • Monthly fee of £3
  • Manage your card online
Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Fee of £3 per month applies. Representative 21.7% APR variable.

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Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence