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80% LTV Mortgages

What are 80% LTV Mortgages?

With an 80% loan to value (LTV) mortgage, you’ll own 20% of the value of your home. Available in a range of mortgage types, often the rates at 80% LTV are better than those offered at higher LTVs. Compare today's best rates below or read our guide to 80% LTV mortgages to learn more. 

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Compare Mortgage Loan To Value (LTV)

Best 80% LTV Mortgage Rates

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  • NatWest Fixed
    Rate
    1.41%
    1.41% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    80%
    Product Fees
    £995.00
    Initial Payment
    £862.67
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.41%
    1.41% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    80%
    Product Fees
    £995.00
    Initial Payment
    £862.67
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.79%
    1.79% Fixed to 30/09/2025
    reverting to 3.59%
    APRC
    2.9%
    Max LTV
    80%
    Product Fees
    £995.00
    Initial Payment
    £901.88
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.79%
    1.79% Fixed to 30/09/2025
    reverting to 3.59%
    APRC
    2.9%
    Max LTV
    80%
    Product Fees
    £995.00
    Initial Payment
    £901.88
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    2.94%
    2.94% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.5%
    Max LTV
    80%
    Product Fees
    £0.00
    Initial Payment
    £1,026.99
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    2.94%
    2.94% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.5%
    Max LTV
    80%
    Product Fees
    £0.00
    Initial Payment
    £1,026.99
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    3.38%
    3.38% Fixed to 30/09/2025
    reverting to 3.59%
    APRC
    3.6%
    Max LTV
    80%
    Product Fees
    £0.00
    Initial Payment
    £1,077.38
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    3.38%
    3.38% Fixed to 30/09/2025
    reverting to 3.59%
    APRC
    3.6%
    Max LTV
    80%
    Product Fees
    £0.00
    Initial Payment
    £1,077.38
    Total Over
    Go To Provider's Site
  • NatWest Variable
    Rate
    4.25%
    4.25% Variable
    APRC
    4.4%
    Max LTV
    80%
    Product Fees
    £499.00
    Initial Payment
    £1,180.99
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Variable
    Rate
    4.25%
    4.25% Variable
    APRC
    4.4%
    Max LTV
    80%
    Product Fees
    £499.00
    Initial Payment
    £1,180.99
    Total Over
    Go To Provider's Site
Representative Example