Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority (FCA). Whether a Buy-To-Let mortgage is regulated depends on your personal circumstances. The above information assumes that FCA regulation does not apply to the mortgage products shown.Disclaimer
YOUR BUY-TO-LET PROPERTY MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON ANY MORTGAGE SECURED ON IT. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.Quick Links
Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to an Adviser' button, when you call an advertised number or when you complete an application.
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Our guide to help with those first steps to becoming a buy to let landlord.
Our guide to the different types of income you can use when applying for a mortgage.
As with all our mortgage comparison tables, you’ll find that the top section is filled with great offers from providers where you can click through directly to their website to apply there and then. These are highlighted by the ‘Go To Provider’s Site’ button. Below these are the other buy-to-let 80% LTV mortgage products, listed by interest rate. However, you’re also free to refine your search results using the filters above the chart, or you can untick the relevant box to be presented with the deals offering the lowest rate first, regardless of whether they have a provider click.
As with other mortgage products, the golden rule is not to immediately opt for the deal offering the lowest interest rates. While this is a good indicator of a cost-effective buy-to-let mortgage – as a lower interest rate typically means cheaper repayments – it’s just one of the aspects you should be considering in any deal. Many mortgages carry a product fee in one form or another, while at the same time offering additional benefits to tempt you onto their deal, so you’ll want to consider all aspects of a mortgage deal carefully to find the best option for you, and make sure to compare these using our tables for maximum clarity.