You could save thousands of pounds by remortgaging now with the help of a mortgage broker. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority (FCA). Whether a Buy-To-Let mortgage is regulated depends on your personal circumstances. The above information assumes that FCA regulation does not apply to the mortgage products shown.Disclaimer
YOUR BUY-TO-LET PROPERTY MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON ANY MORTGAGE SECURED ON IT. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.Quick Links
Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.
BALANCED. Moneyfacts.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.
FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.
TRANSPARENT. We only receive payment from product providers and intermediaries for quick/direct links and adverts through to their websites.
COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.
Our guide to help with those first steps to becoming a buy to let landlord.
A mortgage broker specialises in finding mortgage lenders who will meet your needs for a mortgage. They do this by providing you with advice and recommending the mortgages most suitable for you. They will then manage completing your mortgage application.
Should I use a mortgage broker?
Our guide to the different types of income you can use when applying for a mortgage.
Discounted variable rate mortgages can sometimes be cheaper than their fixed rate equivalents as there is no guarantee that your monthly repayments will stay the same, being liable to fluctuate up or down as the lender’s SVR alters. The best buy-to-let discounted variable mortgages will often be those that offer the lowest rates, but as we discuss below, there’s far more to consider.
Starting from the top of the chart, you’ll find all the deals available directly from the providers. If one of these catches your eye, just use the ‘Go To Provider’s Site’ button for more information or to make an application. Under these are the deals currently offered by other lenders – these are listed by ascending interest rate. Although you can’t apply directly for these you can speak to one of our broker partners if you are interested in any of them. Alternatively, you can filter your results and/or simply untick the relevant box above the chart and you’ll instantly be presented with the lowest-rate deals at the top, whether or not they have a provider link.
Picking the right buy-to-let discounted variable mortgage is a bit more complicated than just opting for the one with the lowest interest rate. You’ll need to take a number of additional factors into account, such as any product fees or incentives offered, and this can take a bit of time. However, we’ve tried to make it as simple as possible for you to compare deals using our website – with Moneyfacts.co.uk you can see how each product measures up against the same criteria, allowing you to compare like for like and decide which is the best fit for you.
Before you apply for a mortgage it's important to check your credit score.