Best Mortgage Rates

Looking for the flexibility of a variable rate or a mortgage that tracks the Bank of England's base lending rate? Our team of independent experts have compared the best variable mortgages for you.

Variable & Tracker Rates

Rate

1.49% for Term

APRC

1.6%

Mortgage Type

Variable

Period

Term

Max LTV

65%

Redemption

None

Product Fee: Arrangement £999
Rate

1.55% for Term

APRC

1.7%

Mortgage Type

Variable

Period

Term

Max LTV

75%

Redemption

None

Product Fee: Arrangement £999
Rate

1.75% for Term

APRC

1.9%

Mortgage Type

Variable

Period

Term

Max LTV

85%

Redemption

None

Product Fee: Arrangement £999
Rate

1.95% for Term

APRC

2.0%

Mortgage Type

Variable

Period

Term

Max LTV

75%

Redemption

None

Product Fee: Arrangement £499
Rate

2.15% for Term

APRC

2.2%

Mortgage Type

Variable

Period

Term

Max LTV

85%

Redemption

None

Product Fee: Arrangement £499
Rate

2.45% for Term

APRC

2.6%

Mortgage Type

Variable

Period

Term

Max LTV

90%

Redemption

None

Product Fee: Arrangement £999

Sponsored Products

Rate

1.40% Reverting to 4.54%

APRC

4.1%

Mortgage Type

Variable

Period

01/11/2019

Max LTV

70%

Redemption

To 01/11/2019

Product Fee: Arrangement £995
Rate

1.34% Reverting to 3.74%

APRC

3.4%

Mortgage Type

Variable

Period

2 years

Max LTV

75%

Redemption

None

Product Fee: Reservation £999
Rate

4.24% for Term

APRC

4.3%

Mortgage Type

Variable

Period

Term

Max LTV

90%

Redemption

None

Product Fee: -
Rate

1.59% Reverting to 3.75%

APRC

3.8%

Mortgage Type

Variable

Period

30/11/2019

Max LTV

60%

Redemption

To 30/11/2019

Product Fee: Booking £995
Rate

1.59% Reverting to 3.75%

APRC

3.8%

Mortgage Type

Variable

Period

30/11/2019

Max LTV

60%

Redemption

To 30/11/2019

Product Fee: Booking £995


Representative Example: £150,000 mortgage over 25 years initially at 1.95% variable for term. 300 monthly payments of £632.14. Total amount payable £190,191.00 includes loan amount, interest of £39,642, valuation fees of £0 and product fees of £499. The overall cost for comparison is 2.0% APRC representative.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

A sponsored product is a product that has not met the criteria to appear in the best buy tables at that time, but which we may receive a payment to promote below these charts. They are listed with the products we have the best commercial deal with shown first.

Disclaimer:
Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.